Rapid Cash Loans

PRIVACY & SECURITY | RAPID CASH LOANS

Privacy and Security Policy

RapidCashLoans.com.au (hereinafter referred to as Rapid Cash Loans) is serious about protecting your online privacy.  This Privacy Statement explains our views and practices concerning privacy, and how they may pertain to you as a user of our website.

"You" or "Your" means you as a participant in or as a user of the Rapid Cash Loans website / program.

"We" or "Our" or "Us" means Rapid Cash Loans.

"Our site" means Rapid Cash Loans.  

All information transmitted, printed or otherwise submitted to Rapid Cash Loans via this website shall be deemed to be the property of Rapid Cash Loans and Rapid Cash Loans shall be free to use such information for any lawful purpose as detailed herein.

This site contains links to other sites and we are not responsible for the privacy practices or the content of such other sites.

We reserve the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.

What Information We Collect

We automatically collect and/or track the following:

How We Use That Information

We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in.  We use your contact information to send you information about our company and promotional material from our partners.  We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers.   Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online.

Disclosure of Data to Third Parties

If you choose to provide personal information, it will be used for the following purposes:

We reserve the right to share, rent, sell, or otherwise disclose data we collect to third parties.  Any third party we share, rent, sell, or otherwise disclose data to will be carefully pre-screened by us, determined by us to be reputable, and will use the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest.  We may disclose non-public, personal information to non-affiliated third parties such as collection agencies, as permitted by law.  Non-public personal information means information about you that we collect in connection with providing a financial product or service to you.  Non-public personal information does not include information that is available from public sources, such as telephone directories or government records.

Cookie and Web Server Information Collection

Cookies help to collect important business and technical statistics which enable companies to serve you better.  We are NOT Using cookies at all.  The information in the cookies lets firms / people track the various paths followed by users of our website as they move from one page to another while on our website.   Web server logs allow Rapid Cash Loans to assess site visits and site visit capacity. These methods are not used to capture individual e-mail address or any personally identifying information about you.

Legally Compelled Disclosure

We may disclose information when legally compelled to do so as required by law, or for protection of our legal rights.

Your Opt-Out Rights

You may opt-out of receiving communications from us and or our partners by not submitting your information.  We also allow you to remove your information from our database by responding to any of our e-mail communications with "remove" in the subject line.  If you remove your information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondences to you.  Rapid Cash Loans takes your privacy seriously and does not tolerate spam.

Our Right To Change

We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our site.

Our Right To Contact You

We reserve the right to contact you regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you.

We Do Not Intend To Collect Data From Children

The information and services provided by us or our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old).

Children’s Online Privacy Protection Act

Rapid Cash Loans does not knowingly solicit data from nor knowingly market to individuals under the age of 18.  Concerned parents can use readily available software packages to prevent children from accessing websites they deem as inappropriate.  No information collected from children is knowingly used for any marketing or promotional purposes whatsoever, either inside or outside Rapid Cash Loans.

Requests for Deletion of Information

All information sent to Rapid Cash Loans is kept according to strict policies as stated above in the Rapid Cash Loans Privacy and Security Policy.  Any information, data, instant messages, fax documents, emails and voicemail's are stored for the customer's protection and that of Rapid Cash Loans.  Data, instant messages and fax documents are purged at our discretion.  We destroy & use shredding devices to destroy information about you - Email records are kept indefinitely per regulatory and company policy requirements.

If you have not applied for a loan, you may request your information to be deleted by sending us an email, fax or a written request.  Once a person has applied for a loan with one of our various lenders, all information received will be kept indefinitely.  Denied, pending approved and hold status applications are kept archived until purged at their discretion.  Additionally, if a person has received a loan by a particular financial lender, his/her information cannot be deleted due to state and Federal regulations and company policies.  All information will be kept by that lender.  You would have that lenders details supplied by them at point of your loan being funded & contact information from them will be supplied so you may contact them in relation to the policies they have.  Generally most financial lenders keep all customer information for a minimum of 2 (two) years, by that financial lender.

Specific requests for deletion from individuals who have not applied for a loan are given priority in deletion.  Email notice of deletion is considered sufficient notice to the customer.  No further notice will be given.  Records of a deletion request are kept, including any correspondence written or electronic, indefinitely.  Included in such records are the person’s name, address and contact information for recording and filing purposes.

Notice of Furnishing Negative Information

We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

Consent

By using our website, you consent and authorize Rapid Cash Loans in the collection and use of your personal information as described in this online Privacy and Security Policy Statement.  If we change our online privacy policies and procedures, we will post those changes on our website to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it.